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The primary function of any financial institution is to be a safe place for money. Rest easy knowing your money is safe with C1CU.

How We Keep Your Accounts & Deposits Safe

Community One Credit Union has been serving members since 1936 and we want you to know that your deposits are safe with us. In fact, all deposits at federally insured credit unions are protected by the National Credit Union Share Insurance Fund, with deposits insured up to at least $250,000 per individual depositor.

Credit union members have never lost any insured savings at a federally insured credit union. At Community One Credit Union, we have an experienced team to serve you and answer any questions you may have about your accounts and deposits.

This video will explain even more about the National Credit Union Administration. You can also visit for more online resources about your accounts and deposits in a federally insured credit union.

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Share Savings

A Community One Share Savings account is an easy way to save and earn competitive dividends.

Call our office or request more information.


The Variable Money Market Account (VMM) gives you a unique combination of benefits. It pays a higher annual percentage yield than a regular share account and keeps your money liquid. You can withdraw or transfer from your money market account up to 3 times per month with a minimum withdrawal of $500.00.

Call our office or request more information.


Terms on the share certificates can range from 3 to 60 months. To get our current Share Certificate rates, call us at (330) 305-3050, request more information or visit either our Jackson or Downtown Canton office location. Special share certificate rates are sometimes offered. As with any other financial institution, early withdrawal penalties do apply.

Have a child or grandchild who is planning to go to college? Now is a great time to open a College Builder Certificate through the C1CU Teen Life program. A Teen Life account is the best way for young adults to start saving!

Minimum regular CD balance is $1000.

To open your Share Certificate, request more information or call us at (330) 305-3050.


Community One Credit Union offers a wide range of IRA products that will help make your retirement dreams come true.

Traditional IRA

A Traditional IRA is an account that allows you to defer taxes on your earnings until they are withdrawn. Also, certain contributions may be tax deductible in the year they are made. Always consult a trusted Tax Advisor who can help you assess which IRA is right for your financial situation.

Roth IRA

The Roth IRA is an account that features tax-free withdrawals for certain distribution reasons after a five-year holding period. Since Roth IRA contributions are nondeductible and taxed in the year they are earned, members who expect to be in a higher tax bracket when they retire may benefit more from a Roth IRA than from a Traditional IRA. Unlike the Traditional IRA, there is no requirement to begin taking distributions at age 72.

IRA Share Certificate

Earn higher dividends with an IRA Share Certificate. For more information on our IRA Share Certificates contact us at 330-305-3050 or click here. Higher yields are available for larger deposits and longer terms.

*IRA Share Certificates subject to C1CU penalties upon early withdrawal. Please see C1CU Truth in Savings Disclosure for details.

To begin saving in an IRA or to find out which IRA option is right for you, request more information or call us at (330) 305-3050.

Holiday Savings Account


Save easily through payroll deduction or by making regular deposits. Holiday Club funds are disbursed to your savings or checking account in early October allowing plenty of time to do your holiday shopping. If you prefer, a separate check can be mailed for a small fee.

To open a Holiday Club Account, click here to request more information or call us at (330) 305-3050.

Health Savings Account (HSA)

Health care costs are rising. Higher deductibles, copays, and benefits premiums are being passed on to employees as companies try to cut their costs and save money. A Health Savings Account or HSA is a tax advantaged medical savings account that is owned by you. They are designed to be used in conjunction with a High Deductible Health Plan. The money contributed to the account is not subject to federal tax at the time of deposit (pre-tax dollars). Funds in a Health Savings Account can be used to pay all eligible medical related expenses not covered by a Health Insurance Plan. Talk with us today about how you could benefit from a Health Savings Account at Community One Credit Union.

As the account owner, you decide how the HSA funds are invested. Use the money in your account to pay for qualified medical expenses for yourself as well as for your spouse and dependent children. These expenses include:

How Does It Work?

Health Savings Accounts are held as tax-exempt trust accounts. Contributions to your HSA can be made by you, your employer, or both. However, total annual contributions are limited and deductible limits change frequently so consult your tax advisor about your individual situation. Also, unlike contributions to a flexible spending account, the year-end balance of your HSA is carried over into the next year. Although contributions must stop once you enroll in Medicare, you can keep any money you have deposited in your account and use it tax-free for any medically necessary expenses. Health Savings Accounts are also portable! This means that the account can be maintained even if you change employers. Accounts may also be transferred between financial institutions. If you currently have a Health Savings Account elsewhere, consider transferring it to Community One Credit Union.

Call us at (330) 305-3050 or request more information.

There are more reasons than ever to love being a member of Community One Credit Union.

Your credit union membership is about the trust and care of community, built around where you live, work and play. That’s why Community One Credit Union membership saves you money through exclusive member-only offers through our trusted partners. With Love My Credit Union Rewards, credit union members have saved over $2 billion. Click the banner below to find your exclusive credit union member offers.

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Youth Accounts

Community One Credit Union’s youth account programs are the perfect way for young members to begin establishing proper money management skills.

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DOLLAR DOG™ KIDS CLUB (Ages 12 & Younger)

Statistics show that most kids today don’t learn nearly enough about effectively managing money. By starting the education process early, your children or grandchildren will be better equipped to make wise financial decisions in the future.

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Teen Life (Ages 13-17)

Get practical advice on financial topics that really matter, plus accounts and services that are designed especially for our teen members.

Can't wait until you head off to college one day? Well, if college is in your plans you need to start saving NOW! Open a College Builder Certificate today. Call or stop by our office to get started.

Student Video Scholarship

The Ohio Credit Union Foundation is offering Ohio undergraduate Credit Union Members the opportunity to apply for one of three scholarships ($5,000, $2,500 and $1,000) by completing an application and video to be submitted to the OCUF by April 26, 2024. A list of official rules and directions on how to enter can be found at the link below.

Link: Student Video Scholarship Application - Ohio Credit Union League (

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the edge™ (Ages 18-24)

You’re on the edge. The edge of adulthood. The edge of life! This specially designed club will help you learn to manage your finances on your own…and provide you with the tools to do so!